In this article, you will learn:
OnlyFans Pending Balance is the amount you have earned as an OnlyFans creator in the last seven days that becomes eligible for withdrawal on the eighth day from the day such an amount was earned.
Once the 7-day period from the day such an income is earned comes to an end, you can withdraw these earnings using various payout methods on the 8th day from the day such an amount was earned.
OnlyFans offers different payout methods to content creators like you across various countries. Each of these payout methods has its minimum withdrawable amount and transaction time which you must know so you can withdraw your money hassle-free.
Also, there may be instances where your payout request may be rejected due to missing payout information, expired ID, insufficient documents to complete the payout request, etc. Don’t stress yourself much if all of this seems overwhelming.
In this article, we will help you know what is OnlyFans’ pending balance, when can an available pending balance be withdrawn, what are the various payout methods for withdrawing your OnlyFans earnings, and how long OnlyFans takes to release your pending balance.
What Is OnlyFans Pending Balance?
This section answers the query What Is The Pending Balance On OnlyFans? OnlyFans Pending Balance is nothing but the amount of money you have earned as a creator in the last seven days. You can withdraw the amount in your ‘Pending Balance’ only after eight days from the day you earn such an amount.
Post this eight-day period, your ‘Pending Balance’ becomes eligible for withdrawal from your ‘Current Balance’. In other words, your OnlyFans earnings become available for withdrawal on a 7-day rolling basis. We have explained the 7-day rolling basis under the ‘Pending Balance’ section below.
If you click on the ‘Statements’ tab on your OnlyFans home screen, you will see your ‘Statements Page’ showing the following three items.
(i) Pending Balance
This is the total sum of money that you have earned as a creator in the last seven days via subscriptions, tips, PPV messages, or Livestream. Such an amount becomes available for withdrawal on a 7-day rolling basis.
What Does 7-Day Rolling Basis Mean?
A 7-day rolling basis means that the money you earn on day ‘x’ becomes available for withdrawal as ‘Current balance’ after ‘x+7’ days.
In other words, your earnings over the last 7 days are shown under ‘Pending Balance’ which can be withdrawn only on the 8th day from the day you earned this amount.
Let’s take an example here to understand the 7-day rolling basis better.
Say, you earned $800 on September 1, 2023, from your OnlyFans account. These $800 will remain as a ‘Pending Balance’ for the next 7 days with OnlyFans. Once this 7-day period is over, these $800 move from ‘Pending Balance’ to ‘Current Balance’ and become eligible for withdrawal.
As per this example, $800 will move to your ‘Current Balance’ on September 7th, 2023, and can be withdrawn on September 8th, 2023.
You must note here that the creators in a few of the countries that receive a high number of reversed transactions will have their balances pending for 21 days.
Once the four months from the first earned transaction are over, the payouts shift to a 7-day rolling basis. Reversed transactions are nothing but the refunds or chargebacks that your subscribers successfully claim from you if they were not happy with the content that you served them.
Additionally, suppose any subscriber or fan claims a refund or chargeback and does so successfully. In that case, you’ll see an adjustment for such an amount in the ‘Status Column’ on your ‘Statements Page’.
(ii) Current Balance
The Current Balance is nothing but your earnings that have moved from ‘Pending Balance’ to ‘Current Balance’ after a 7-day rolling basis.
Your OnlyFans earnings are reflected in the ‘Pending Balance’ for 7 days. Once this 7-day period is over, your ‘Pending Balance’ moves to ‘Current Balance’ and becomes available for withdrawal.
(iii) Payout Request
Payout request is the payout method you choose to withdraw your earnings as reflected in the ‘Current Balance’ on your OnlyFans ‘Statements Page’.
There are various ways in which you can withdraw money from OnlyFans. These include manual payments, automatic recurring payments, direct transfers, international transfers, e-payments, etc. based on your location.
We have discussed the various payout methods with the minimum withdrawable limits and transaction times for each in the section below.
How To Receive Money On OnlyFans?
OnlyFans has introduced various payout methods so that OnlyFans creators can withdraw their earnings easily. These payout methods vary based on location and have different minimum withdrawable limits as well as transaction times.
Let’s have a look at the different payout methods you can choose from to receive your OnlyFans earnings.
1. Manual Payments
Manual Payments is a payout method that allows you to withdraw payment on-demand, manually. Accordingly, if your location allows you to withdraw payments manually, you can simply choose the ‘Manual Payout’ option from the dropdown and click on the ‘Request Withdrawal’ button on your ‘Payout Request’ page and withdraw your earnings if it reflects in your ‘Current Balance’ and is above the minimum withdrawable limit allowed for manual payments.
2. Automatic Recurring Payments
Automatic Recurring Payments allow you to schedule your payouts daily, weekly, or monthly and receive your earnings recurringly as per the set period. Here again, your ‘Current Balance’ should be more than the minimum withdrawable limit to be able to withdraw your OnlyFans earnings.
3. Direct Transfers (OCT Payments)
Direct Transfers or Original Credit Transactions (OCT) is a payment method that allows you to receive your OnlyFans earnings directly into your bank account in case you are a credit card user.
This payment method is available only to creators outside the US. There may be cases where you might receive an error message claiming that OnlyFans cannot process your payments as your current card may not support OCT.
In such a case, you may try another card or request a payout after 12 hours. If still you’re unable to receive payouts, you may choose an alternative payout method to receive your OnlyFans earnings. Also, there is no limit on the number of daily withdrawals.
4. International Transfer (SWIFT)
International Transfer is a payout method that lets you directly transfer your OnlyFans earnings into your bank account via SWIFT payments. Here too, there is no limit on the number of daily withdrawals.
5. ePayments (E-Wallet)
Through ePayments, you can choose to receive your OnlyFans earnings in your e-wallet. There is no limit on the number of daily withdrawals you can make via the e-wallet payment method.
Also, you can withdraw money received in your ePayments wallet either via a bank transfer or onto an ePayments Prepaid Mastercard.
How Long Does It Take For OnlyFans To Release Funds?
Typically, all your withdrawal requests and bank payouts are processed immediately and appear in your bank account within 3-5 business days.
However, various payout methods have various transaction times and minimum withdrawable limits across countries such as the US, UK, Australia, Canada, EU, and the rest of the world. Check our detailed article titled ‘How long does OnlyFans payout take’ to know more.
Why Is My Pending Balance Negative On OnlyFans?
There can be a situation in which your OnlyFans Statements Page shows a negative Pending Balance. Look at the following screenshot carefully.
You will see that this creator’s Statement’s Page shows a negative Pending Balance of – $21 on September 5, 2023. This happens when subscribers ask for refunds or chargebacks and are successful in claiming them.
Let’s say this creator earned $30 on September 1, 2023, which was reflected in her Pending Balance. She has a paid OnlyFans account and charges a monthly subscription fee of $4. Three people subscribed to her OnlyFans account on September 2, 2023, paid her the money, and asked for a chargeback within the next two days.
Likewise, six people tipped her $5 each for a min custom video on September 2, 2023, paid the amount, got access to the custom content, and asked for a chargeback the next day.
Additionally, there was a person who claimed a chargeback of $9 after sexting with her on September 2, 2023. Let’s see how this calculation works out and what her pending balance would look like after adjustments are made for the reversed transactions.
Pending Balance as On September 1, 2023 = $30
- Chargebacks for Subs = – $12 ($4 x 3 )
- Chargebacks for Tips = – $30 ($5 x 6)
- Chargeback for Sexting = -$9 ($9 x 1)
Pending Balance as of September 5, 2023 = $30 – $12 – $30 – $9 = -$21
Thus, your Pending Balance is negative due to the chargebacks or reversed transactions adjusted. It can be the case that your OnlyFans earnings are less than the chargebacks claimed by the subscribers, resulting in a negative pending balance.
Why Can’t I Request Withdrawal OnlyFans?
There can be a number of reasons why you’re unable to request a withdrawal from OnlyFans. These are as follows.
- Your current balance does not meet the minimum withdrawable limit. Wait until your Current balance is well above the minimum withdrawable limit for withdrawal of your OnlyFans earnings.
- Your bank may not be successfully added or linked to your OnlyFans account. Make sure that you link your bank account if it’s not done.
- Your banking information is incorrect. For instance, your previously submitted ID may have expired or the documents submitted do not meet the requirements to be fulfilled for completing the payout request.
- There is missing payout information on your OnlyFans account due to which your withdrawal has been paused. Check for the missing details and provide the same to withdraw your OnlyFans earnings.
- If you are a US-based creator, your W-9 form may be filled incorrectly. Check if your contact details such as your city, state, and ZIP are accurate.
- Your account may have been suspected of fraudulent activity or violating terms of service. In such a case, you may have to contact the support team to resume withdrawal.
How To Get Paid On OnlyFans?
OnlyFans is a creator-first, subscription-based social media platform that allows content creators like you to make money via subscriptions, PPV messages, tips, referrals, and live streaming.
If you are new to OnlyFans, you must know various ways in which you can earn boatloads of money by selling quality content. While there is no limit to the amount of money that you can earn via OnlyFans, an average content creator earns $180 – $250 per month via tips, subscriptions, PPV, referrals, and live streaming.
Let’s have a look at each of the ways in which you can earn money via OnlyFans.
Subscription is nothing but the monthly fee you charge from your fans who want to subscribe to your OnlyFans account. You may choose to keep your account free or paid, depending upon the objective you want to seek.
If you are new to OnlyFans and want to attract more people to follow your account and see your content, you may keep your account free.
Once you have enough fan base, you can choose to make your account paid by asking your fans to pay a monthly subscription fee. In case your OnlyFans account is paid, your subscribers will be able to access your content only if they pay the monthly fee.
Free account holders do not charge a monthly fee and, as a result, their content can be seen by anyone who chooses to follow them.
However, free OnlyFans account holders have the option to lock some of the content they post on their timeline behind a PPV paywall. That is, such content can be opened by the fans only upon the payment of the price set for such content.
Apart from the monthly subscription fee, content creators can amplify their OnlyFans income by asking fans to pay tips. This is where you as a creator can make the most money in addition to PPV messages.
You can engage in sexting, send premade or custom videos to your fans on messages, and ask them to tip you for the same. The best way to get tipped is to create a Tip Menu.
This is nothing but creating a list of things that you can do for your fans describing the price for each activity. Here’s a screenshot of a Tip Menu of one of the creators for your reference.
3. PPV Messages/Content
Pay-per-view or PPV messages allow you to send audio or text messages, premade and custom videos, photos, etc. to your fans that are locked behind a paywall.
Your fans will be able to open this content only when they pay the set price for such content. They may request you to serve them with customized content over messages. For instance, they may ask you to engage in sexting, ask for feet pictures, nude videos, etc.
You can create personalized content as per their preferences and lock the content behind a price wall. The amount of money you can make here totally depends upon your creativity and how well can you build personal connections with your fans.
Referrals is the amount of money you make by referring new creators to OnlyFans. OnlyFans has a referral program for the existing content creators wherein they can access their unique referral link from the ‘My Referrals’ tab in their dropdown menu, share this link with persons whom they feel can be great OnlyFans content creators, and make money if such people join OnlyFans as creators using this unique referral code.
If you are an existing creator who is successfully able to make a new person join as a creator with OnlyFans using your unique referral code (that you shared with her), you get 5% of the referred creator’s earnings for the first 12 months. However, this amount is limited to the first $1 million earned by each referred creator. Accordingly, you can earn up to $50,000 per referred creator.
5. Live Streaming
Livestreaming means going live on OnlyFans and engaging with your existing fans. In other words, you engage with your fans in real-time and make money on OnlyFans. You can set tip goals and rewards for live streams and use tip menus to earn money. This is one of the other ways where you can make a lot of money.
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